Austin, TX · Hays County
Second-lien loans from BuildUp Capital in Austin are second-position capital that raises money behind a first mortgage worth keeping, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Texas. We issue a term sheet in under 5 business days and close in under 10.
When a low-rate first mortgage is worth keeping, a second lien raises capital here without disturbing it. Because we invest our own capital in every loan, a term sheet from us in Austin means the deal is getting done — and we'd rather tell you straight if the numbers don't work.
Austin's technology, mixed-use & retail, and hospitality economy keeps commercial and investment real estate in demand across the area. When the collateral is Texas real estate and the deal has a clear exit, second-lien loans secured by that property is how owners and investors move faster than a conventional process allows.
Key Austin industries we lend to: Technology · Mixed-use & retail · Hospitality · Professional services · Construction.
What we lend on
Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.
Own real estate in Austin and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.
Common questions
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Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.