Austin, TX · Hays County
BuildUp Capital lends $250K–$5M against real estate in Austin and the surrounding Hill Country, with a term sheet in under 5 business days. In one of the fastest-growing metros in the country, capital that closes on time is often the difference between winning a deal and losing it.
Austin's tech-led growth, in-migration, and constrained supply keep commercial and mixed-use real estate values resilient and competitive. Operators acquiring, expanding, or repositioning here frequently can't wait out a conventional process.
We fund real-estate-secured acquisitions, partner buyouts, and refinances across the Austin metro, including the complex structures banks decline.
Key Austin industries we lend to: Technology · Mixed-use & retail · Hospitality · Professional services · Construction.
Loan programs
What we lend on
Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.
Searching for a hard money lender in Austin? Experienced operators usually choose a private bridge lender instead — comparable speed and flexibility, but underwriting that weighs the business and the exit, not just the collateral.
Own real estate in Austin and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.
How it works
Send your Austin deal summary — the property, the amount, and your timeline. Ten minutes, no paperwork marathon.
A real person calls within 24 hours. Straight questions, straight answers.
A term sheet in under 5 business days — transparent pricing, no bait-and-switch.
Close in under 10 days. We plan your exit from day one.
Why BuildUp
Common questions
Get started
Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.