BuildUp Capital finances business acquisitions from $250,000 to $5,000,000 when real estate is part of the deal. We close on the seller’s deadline — term sheet in under 5 business days, funded in under 10 — and we read the target the way an operator does, not just as a collateral file.
Acquisition entrepreneurs, search funds, and operators buying a competitor all hit the same wall: the deal has a deadline and the bank or SBA process doesn’t. If the business comes with real estate, we can bridge the purchase and let you refinance into permanent debt afterward.
Our team has bought and sold businesses ourselves. We understand add-backs, transition years, and seller financials, and we’ll help a first-time buyer understand the structure before signing.
How it works
The situation: a target whose value includes owned real estate. Our structure: a bridge secured by that real estate, sized to close. The exit: refinance into SBA or conventional debt once you’ve operated it.
The situation: a seller carrying part of the note and a gap to fill. Our structure: a bridge that completes the capital stack. The exit: refinance or pay down from operating cash flow.
The situation: acquiring a partner’s stake or a nearby competitor on a deadline. Our structure: real-estate-secured capital across one or more properties. The exit: a planned refinance after integration.
What we lend on
Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.
Common questions
By location
Further reading