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Secured business loans across Arizona

BuildUp Capital makes business bridge loans of $250,000 to $5,000,000 secured by commercial or residential real estate across Arizona, with a term sheet in under 5 business days and closing in under 10.

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The Arizona market

Arizona is one of the country’s fastest-growing economies, with Phoenix drawing major investment in semiconductors, advanced manufacturing, logistics, and healthcare, and Tucson anchoring aerospace and defense. That growth keeps commercial real estate tightly held and deal timelines short.

We fund acquisitions, expansions, partner buyouts, and refinances against Arizona real estate — including the cross-collateralized and time-critical deals banks decline for complexity rather than credit.

Loan programs available across Arizona

Bridge loansA bridge loan from BuildUp Capital is short-term, real-estate-secured business financing from $250,000 to $5,000,000, with 6–18 month terms and rates of 10–18% priced to the risk.Learn more →Fix & flip loansA fix-and-flip loan from BuildUp Capital is short-term, real-estate-secured financing from $250,000 to $5,000,000 for investors buying, renovating, and reselling property.Learn more →Acquisition financingBuildUp Capital finances business acquisitions from $250,000 to $5,000,000 when real estate is part of the deal.Learn more →Cross-collateralized loansA cross-collateralized loan lets you secure a single business loan with two or more properties or assets.Learn more →Second-lien loansBuildUp Capital lends in second lien position against commercial or residential real estate, from $250,000 to $5,000,000, subject to the combined exposure we’re comfortable with on the asset.Learn more →Refinance & partner buyoutBuildUp Capital provides $250,000–$5,000,000 in real-estate-secured capital to buy out a business partner or refinance existing debt in Texas, Colorado, Utah, Nevada, Arizona, Oklahoma, Idaho, Montana, and Wyoming.Learn more →Asset-based lendingAsset-based lending lets a business borrow against its assets rather than its credit score.Learn more →

31 cities

Every city we serve in Arizona

Declined by the bank or SBA?What a “no” really means in Arizona, and what to do next.Read the guide →Refer a clientBrokers, bankers, CPAs, and attorneys — fees protected in writing.Partner with us →Get a term sheetTell us about your Arizona deal. A person responds within 24 hours.Start here →