Bridge capital for small businessSpeak with our team: (775) 997-8199

Refer with confidence. Fees protected. 24-hour answers.

We close what banks can’t — with fees protected in writing, a real answer within 24 hours, and your client treated like our reputation depends on it. Because it does. If your client owns real estate in one of the 9 states we serve and needs $250K–$5M, send them our way.

Our referral policy, in writing

Your fee is documented before a deal proceeds, and your client relationship stays yours. We’re strategic debt partners, not a shop angling to take over your client. The model only works when it works for everyone — the borrower, the investors who fund the loan, us, and the partner who brought the deal.

Your referral link

Want your referral on record from the first click? Add ?ref= and your name or firm to any BuildUp link. Every client who arrives through it is automatically tagged to you — so credit is tracked before a single form is filled out, and your fee is protected in writing. No login, no portal to learn.

https://www.buildup.capital/borrow?ref=your-firm-name

Prefer we issue you a clean code or a co-branded link? Tell us and we’ll set one up.

Who refers to us

One page, every kind of partner

Deal intermediaries

Business brokers, commercial loan and mortgage brokers, M&A advisors, CRE brokers and agents.

Banks & SBA lenders

Community banks, credit unions, and SBA lenders — the productized Second Look program for declines.

CPAs & attorneys

Transaction, real estate, and restructuring attorneys, and CPAs whose clients need capital fast.

Advisors

Wealth managers, turnaround consultants, and franchise consultants with real-estate-owning clients.

Title & escrow

Title officers, escrow officers, and 1031 intermediaries who see deals early.

Fellow lenders

Hard-money and private lenders outside our geography or box — participations and two-way referrals.

The Second Look program

Before you decline a client to nowhere, send them to us. Our co-founder and Chief Investment Officer, Donna Cangelosi, is a former federal trustee and one of the nation’s specialists in complex real estate workouts — exactly the judgment restructuring attorneys and bankers want on a hard file. We give your client a fast, honest answer and keep your relationship intact.

Common questions

For referral partners

How is my fee protected?
We document fee arrangements in writing before the deal proceeds. Your relationship with your client is yours; we’re the capital, not a competitor for the relationship.
What is the Second Look program?
A named path for banks and SBA lenders: before you decline a client to nowhere, send them to us. We give a fast, straight answer and keep your client in good hands.
How fast will my client hear back?
A member of our team responds to every referral within 24 hours, and we issue term sheets in under 5 business days.

Partner with us

Have a client who owns real estate and needs capital?

Refer or submit the deal. We respond within 24 hours.