A receivables-backed line of credit from BuildUp Capital advances working capital against your unpaid business invoices — a revolving line that grows as you invoice. We finance receivables owed by large, creditworthy companies and government agencies, and we underwrite the strength of who owes you, not just your own balance sheet. We finance receivables nationwide, in all 50 states. If you qualify, you’ll know quickly.
Plenty of healthy businesses run short of cash for one reason: they’ve delivered the work, but their customers pay in 30, 60, or 90 days. Accounts receivable financing closes that gap. Instead of waiting on the invoice, you draw against it today and repay as your customer pays.
BuildUp structures this as a receivables-backed line of credit, not an invoice sale. The receivables have to be valid and owed by large, creditworthy companies or government agencies — obligors we’re confident will pay. That keeps the structure disciplined for everyone: you get working capital that scales with your sales, and the line stays secured by predictable payers.
How it works
Tell us who your customers are and what they owe. We focus on invoices billed to large companies and government agencies on standard terms.
We assess the creditworthiness of the businesses that owe you, the quality of your invoicing, and your collections — not just your own credit history.
Once the line is set, you advance against eligible receivables as you invoice and repay as your customers pay. The line grows as your billing grows.
Ways we finance receivables
By industry
Common questions
Tell us who owes you. If your receivables are owed by large, creditworthy companies or government agencies, you’ll know quickly — and a real person responds within 24 hours.