Healthcare receivables financing advances working capital against invoices owed to you by hospital systems, large provider networks, insurers, and government health programs — so payroll and operations don’t wait on a slow payment cycle. BuildUp Capital provides it as a receivables-backed line of credit, underwriting the strength of the payer behind your invoices. It’s a strong fit for nurse and healthcare staffing, home health, and medical service firms. Available nationwide.
Healthcare runs on reliable but slow money. Hospital systems, insurers, and government health programs pay — but on cycles that can stretch for months, while your clinicians, caregivers, and payroll are due now. For a fast-growing nurse-staffing agency or home-health provider, that gap is the difference between taking the next contract and turning it down.
We finance the receivables those contracts generate. Because healthcare payers — large provider networks, insurers, and government programs — are among the most creditworthy obligors there are, a line secured by what they owe you is a structure we’re glad to build around, and it scales as your census and billings grow.
How it works
Tell us who you bill — hospital systems, provider networks, insurers, or government health programs — and what’s outstanding.
We assess the creditworthiness of the institutions behind your invoices and the quality of your billing, not just your own balance sheet.
Advance against eligible receivables as you invoice, and repay as your payers pay. The line scales with your billings and headcount.
Common questions
How we structure it
Tell us who owes you. If your receivables are owed by large, creditworthy companies or government agencies, you’ll know quickly — and a real person responds within 24 hours.