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Receivables financing for oilfield and energy services

Oilfield and energy services financing advances working capital against the invoices you’ve billed to large operators, midstream companies, and majors — so crews, equipment, and fuel aren’t waiting on long energy-sector payment cycles. BuildUp Capital provides it as a receivables-backed line of credit, underwriting the credit strength of the operators behind your invoices. A natural fit across the Permian and the broader energy sector. Available nationwide.

Energy service work gets paid slowly. Operators and midstream companies are deep-pocketed, creditworthy customers — but they pay on net-60, net-90, and sometimes longer, while a service company’s crews, fuel, and equipment costs hit immediately. When activity ramps, the cash gap widens right when you need capital most.

We finance the receivables your completed service work generates, secured by what creditworthy operators and midstream firms owe you. That frees the cash locked in open invoices so you can keep crews working and bid the next job, without a fixed line capping your growth.

How it works

From unpaid invoice to working capital

Bring your operator invoices

Tell us who you bill — operators, midstream companies, or majors — and what’s outstanding on completed service work.

We underwrite the operator

We focus on the creditworthiness of the operators and companies behind your invoices and the validity of your billing.

Draw and repay as you’re paid

Advance against eligible receivables as you invoice, and repay as operators pay. The line scales with your activity.

Energy service businesses we finance

Common questions

Questions about oilfield & energy services financing

What oilfield receivables can be financed?
Invoices for completed service work owed by large, creditworthy operators, midstream companies, and majors. The strength of the paying operator is central to how the line is underwritten.
Can it cover crews and fuel between payments?
Yes — advancing against billed invoices keeps crews, fuel, and equipment funded while you wait out net-60 to net-90 operator payment cycles.
Do you finance energy services in the Permian and Texas?
Yes — and nationwide. Because the line is secured by your receivables and the operators’ credit rather than local real estate, we’re not limited by geography.
Factoring or a line of credit?
A receivables-backed line of credit — you borrow against your invoices and keep your operator relationships, rather than selling the invoices to a factor.
Do I need real estate?
No — the line is secured by your receivables. If you own property, we can lend against real estate separately.

How we structure it

Receivables programs behind this

Other industries we finance

All receivables financing →

Stop waiting on net-60 to fund your business.

Tell us who owes you. If your receivables are owed by large, creditworthy companies or government agencies, you’ll know quickly — and a real person responds within 24 hours.