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Secured business loans across Montana

BuildUp Capital makes business bridge loans of $250,000 to $5,000,000 secured by commercial or residential real estate across Montana, with a term sheet in under 5 business days and closing in under 10.

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The Montana market

Montana’s economy spans energy, agriculture, and healthcare, with a fast-growing tourism and technology presence around Bozeman and Billings serving as the state’s commercial hub. Owner-operators here frequently own the real estate their businesses run on.

We fund acquisitions, expansions, and refinances against Montana real estate, including the complex and cross-collateralized deals banks pass on.

Loan programs available across Montana

Bridge loansA bridge loan from BuildUp Capital is short-term, real-estate-secured business financing from $250,000 to $5,000,000, with 6–18 month terms and rates of 10–18% priced to the risk.Learn more →Fix & flip loansA fix-and-flip loan from BuildUp Capital is short-term, real-estate-secured financing from $250,000 to $5,000,000 for investors buying, renovating, and reselling property.Learn more →Acquisition financingBuildUp Capital finances business acquisitions from $250,000 to $5,000,000 when real estate is part of the deal.Learn more →Cross-collateralized loansA cross-collateralized loan lets you secure a single business loan with two or more properties or assets.Learn more →Second-lien loansBuildUp Capital lends in second lien position against commercial or residential real estate, from $250,000 to $5,000,000, subject to the combined exposure we’re comfortable with on the asset.Learn more →Refinance & partner buyoutBuildUp Capital provides $250,000–$5,000,000 in real-estate-secured capital to buy out a business partner or refinance existing debt in Texas, Colorado, Utah, Nevada, Arizona, Oklahoma, Idaho, Montana, and Wyoming.Learn more →Asset-based lendingAsset-based lending lets a business borrow against its assets rather than its credit score.Learn more →

6 cities

Every city we serve in Montana

Declined by the bank or SBA?What a “no” really means in Montana, and what to do next.Read the guide →Refer a clientBrokers, bankers, CPAs, and attorneys — fees protected in writing.Partner with us →Get a term sheetTell us about your Montana deal. A person responds within 24 hours.Start here →