Scottsdale, AZ · Maricopa County
Business loans secured by real estate in Scottsdale, Arizona
BuildUp Capital provides real-estate-secured loans of $100K–$10M in Scottsdale, funded typically around 10 days once diligence items are received. Home to an affluent, hospitality- and healthcare-driven economy, Scottsdale’s commercial real estate stays tightly held and competitive.
The Scottsdale market
Scottsdale’s resort and hospitality core, medical and bioscience cluster, and high-end professional-services base keep office, retail, and mixed-use real estate in strong demand. Sophisticated owners here expect a lender who can match a fast, deadline-driven deal.
We fund acquisitions, partner buyouts, and refinances against Scottsdale-area real estate, including complex-entity and cross-collateralized structures.
Key Scottsdale industries we lend to: Hospitality & resorts · Healthcare & bioscience · Professional services · Retail · Real estate investment.
Loan programs
Loan programs for Scottsdale operators
What we lend on
The parameters in Scottsdale
Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Many Scottsdale borrowers start by searching "hard money lender." We’re a private bridge lender — comparable terms, more partnership-oriented underwriting, and a close typically around 10 days once diligence items are received.
Own real estate in Scottsdale and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.
How it works
From inquiry to funded
Submit
Tell us about your Scottsdale deal — collateral, use of funds, timeline. About 10 minutes.
We respond
A member of our team typically calls you within 24 hours — no call center, no automated maybe.
Term sheet
Clear terms typically within 5 business days — our rate, our fees, and your terms stated before you sign.
Funded
Funded typically around 10 days once diligence items are received, with an exit we mapped before the first dollar moved.
Why BuildUp
Why Scottsdale operators choose us
- We know Arizona. We lend only in markets we know firsthand, and Arizona is one of them.
- Operators, not bankers. We’ve built, bought, and run businesses, so we read your deal as a business plan — not just a collateral file.
- A person, typically within 24 hours. No call center, no automated maybe — a real answer, fast.
- Transparent pricing. From 10%, priced to the risk, with our fees stated in your term sheet. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
- Complex situations, underwritten. Complex entities, cross-collateral, and financials that need interpretation — a standard credit box can’t hold them; we can.
- Real collateral, always. Every loan is secured by Maricopa County-area real estate we’d be comfortable owning.
Common questions
Lending in Scottsdale
Do you lend in Scottsdale, Arizona?
How fast can you fund a loan in Scottsdale?
Do you have a physical office in Scottsdale?
Can I use Scottsdale commercial or residential property as collateral?
What if my Scottsdale business was declined by a bank or SBA?
Are you a hard money lender in Scottsdale?
Do you finance hospitality or medical-office property in Scottsdale?
Get started
Need capital in Scottsdale?
Tell us about your deal and you’ll hear from a real person, typically within 24 hours — with a straight answer, not an automated maybe.