Chandler, AZ · Maricopa County

Bridge loans in Chandler, Arizona

BuildUp Capital makes bridge loans of $100K–$10M secured by real estate in Chandler, with a term sheet typically within 5 business days. A semiconductor and technology hub anchored by major fabrication investment, Chandler’s high-wage growth keeps commercial real estate active.

$100K–$10MLoan size
~5 business daysTo a term sheet, typically
~10 daysTo close, typically
9 statesWhere we lend

The Chandler market

Chandler’s semiconductor and technology base — anchored by large-scale fabrication investment — plus strong residential growth supports demand for industrial, flex, and mixed-use real estate across the southeast Valley.

We lend against Chandler-area real estate for acquisitions, expansions, and refinances, including cross-collateralized structures banks decline.

Key Chandler industries we lend to: Semiconductors · Technology · Advanced manufacturing · Healthcare · Retail.

What we lend on

The parameters in Chandler

Loan size$100K–$10MBusiness-purpose loans, sized to the deal
Term6–18 monthsShort by design — structured around your exit
Rates10%+Priced to term, collateral, lien position, and borrower profile
Fees1–4%Origination fee stated in your term sheet before you proceed · Underwriting deposit credited at closing · 1% referral fee where applicable
PaymentsMonthly, interest-onlyNo daily or weekly drafts. Principal at your exit — prepayment allowed.
Speed~10 daysClosing typically around 10 days once diligence items are received; term sheet typically within 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or SecondCross-collateralization available
Geography9 statesTX · CO · UT · NV · AZ · OK · ID · MT · WY · receivables nationwide

Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.

Many Chandler borrowers start by searching "hard money lender." We’re a private bridge lender — comparable terms, more partnership-oriented underwriting, and a close typically around 10 days once diligence items are received.

Own real estate in Chandler and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.

How it works

How funding works in Chandler

01

Submit

Send your Chandler deal summary — the property, the amount, and your timeline. Ten minutes, no paperwork marathon.

02

We respond

A real person typically calls within 24 hours. Straight questions, straight answers.

03

Term sheet

A term sheet typically within 5 business days — transparent pricing, no bait-and-switch.

04

Funded

Closing typically around 10 days once diligence items are received. We plan your exit from day one.

Why BuildUp

What sets us apart in Maricopa County

  • Not a loan-to-own shop. We structure every loan around your exit and only fund deals we believe will succeed.
  • Skin in the game. We invest at least 10% of our own capital in every loan we make.
  • Operators, not bankers. We’ve built, bought, and run businesses, so we read your deal as a business plan — not just a collateral file.
  • Transparent pricing. From 10%, priced to the risk, with our fees stated in your term sheet. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
  • Real collateral, always. Every loan is secured by Maricopa County-area real estate we’d be comfortable owning.
  • Speed that wins deals. Term sheets typically within 5 business days, with closing typically around 10 days once diligence items are received — fast enough for most Chandler deadlines.

Common questions

Chandler financing questions

Do you lend in Chandler, Arizona?
Yes. BuildUp Capital lends across Arizona, including Chandler and the rest of Maricopa County, against commercial or residential real estate — business-purpose loans from $100,000 to $10,000,000.
How fast can you fund a loan in Chandler?
Fast: a term sheet typically within 5 business days and funding typically in around 10 days once diligence items are received. Speed in Chandler comes from preparation, not skipped steps.
Do you have a physical office in Chandler?
We’re online and statewide, not a storefront in Chandler. That’s how we move faster than a local bank while still underwriting every deal by hand.
Can I use Chandler commercial or residential property as collateral?
Commercial or residential — both work. Chandler-area real estate can secure the loan, including cross-collateralized structures across several properties.
What if my Chandler business was declined by a bank or SBA?
Often, yes. A bank "no" in Chandler is usually about a checklist, not your business — and complex, time-critical deals are exactly what we underwrite.
Are you a hard money lender in Chandler?
No — we’re a private bridge lender. Hard money lenders underwrite collateral alone; we weigh the business and the exit too, and we invest our own capital in every loan.
Do you finance industrial or flex property in Chandler?
Yes. Chandler’s industrial and flex assets tied to the tech and semiconductor base are a strong fit when secured by Arizona real estate.

Get started

Need capital in Chandler?

Tell us about your deal and you’ll hear from a real person, typically within 24 hours — with a straight answer, not an automated maybe.