Acquisition financing in El Paso, TX

Acquisition financing from BuildUp Capital in El Paso are real-estate-secured capital to buy a business and close on the seller's deadline, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Texas. We issue a term sheet in under 5 business days and close in under 10.

Get a term sheet Call (775) 997-8199

$250K–$5MLoan size

< 5 daysTo a term sheet

< 10 daysTo close

9 statesWhere we lend

When a business for sale comes with real estate, we can bridge the purchase and let you refinance into permanent debt afterward. Because we invest our own capital in every loan, a term sheet from us in El Paso means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

El Paso's border trade & logistics, manufacturing, and warehousing economy keeps commercial and investment real estate in demand across the area. When the collateral is Texas real estate and the deal has a clear exit, acquisition financing secured by that property is how owners and investors move faster than a conventional process allows.

Key El Paso industries we lend to: Border trade & logistics · Manufacturing · Warehousing · Defense · Retail.

See how acquisition financing work, end to end →

What we lend on

The parameters in El Paso

Loan size$250K – $5M

Term6 – 18 months

Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing

Fees1 – 4%Origination fee, disclosed up front · 1% referral fee

Speed<10 daysTerm sheet in under 5 business days

CollateralCommercial / ResidentialReal estate with proven market demand

Lien positionFirst or secondCross-collateralization available

GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in El Paso and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Acquisition financing in El Paso — common questions

Do you offer acquisition financing in El Paso, TX?

Yes. We provide acquisition financing of $250,000–$5,000,000 secured by commercial or residential real estate in El Paso and across Texas, with a term sheet in under 5 business days and closing in under 10.

Can I finance a business purchase with the real estate that comes with it?

Yes — that’s a core use case. We secure the loan against the commercial or residential real estate involved and structure the bridge around your post-close refinance.

Do you work with first-time business buyers?

Yes. We’ll walk you through the structure, the obligations, and the exit before you sign. We fund creditworthy buyers with a clear plan and real estate to secure the loan.

Can you move quickly on time-sensitive El Paso trade or logistics deals?

Yes — term sheet in under 5 business days, closed in under 10. Speed is exactly why El Paso operators use a bridge lender.

Acquisition financing in other metros

Other loan programs in El Paso

Bridge loansShort-term commercial bridge loans of $250K–$5M secured by real estate in the Mountain West and Southwest. Term sheet in under 5 days, closed in under 10.Learn more →Fix & flip loansShort-term fix-and-flip and rehab loans of $250K–$5M for real estate investors in the Mountain West and Southwest. Underwritten on the project, closed in days, structured around your resale or refinance exit.Learn more →Cross-collateralized loansUse multiple properties or assets to secure a single business loan of $250K–$5M in the Mountain West and Southwest — a structure most banks decline for complexity, not credit.Learn more →Second-lien loansSecond-lien (2nd position) business loans of $250K–$5M secured by commercial or residential real estate in the Mountain West and Southwest, subject to combined exposure we’re comfortable with.Learn more →Refinance & partner buyoutReal-estate-secured loans of $250K–$5M to buy out a partner or refinance existing debt in the Mountain West and Southwest. Term sheet in under 5 days.Learn more →Asset-based lendingAsset-based lending of $250K–$5M secured by what your business owns — commercial or residential real estate, or, through our receivables lines, your invoices. Fast term sheets; receivables financing nationwide.Learn more →

See all lending in El Paso →

Get started

Need acquisition financing in El Paso?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheet Call (775) 997-8199