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El Paso, TX · El Paso County

Fix & flip loans in El Paso, TX

Fix & flip loans from BuildUp Capital in El Paso are short-term capital to buy, renovate, and resell investment property, underwritten on the project and its after-repair value, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Texas. We issue a term sheet in under 5 business days and close in under 10.

$250K–$5MLoan size
< 5 daysTo a term sheet
< 10 daysTo close
9 statesWhere we lend

In a competitive local market, the investor who can close wins the deal — so we move on the project, not just the borrower. Because we invest our own capital in every loan, a term sheet from us in El Paso means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

El Paso's border trade & logistics, manufacturing, and warehousing economy keeps commercial and investment real estate in demand across the area. When the collateral is Texas real estate and the deal has a clear exit, fix & flip loans secured by that property is how owners and investors move faster than a conventional process allows.

Key El Paso industries we lend to: Border trade & logistics · Manufacturing · Warehousing · Defense · Retail.

See how fix & flip loans work, end to end →

What we lend on

The parameters in El Paso

Loan size$250K – $5M
Term6 – 18 months
Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing
Fees1 – 4%Origination fee, disclosed up front · 1% referral fee
Speed<10 daysTerm sheet in under 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or secondCross-collateralization available
GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in El Paso and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Fix & flip loans in El Paso — common questions

Do you offer fix & flip loans in El Paso, TX?
Yes. We provide fix & flip loans of $250,000–$5,000,000 secured by commercial or residential real estate in El Paso and across Texas, with a term sheet in under 5 business days and closing in under 10.
What is a fix-and-flip loan?
Short-term, real-estate-secured financing for buying, renovating, and reselling a property. The loan is underwritten on the project — purchase price, rehab budget, and after-repair value — rather than on personal income alone, and it’s structured around your resale or refinance exit.
How fast can a fix-and-flip loan close?
Term sheet in under 5 business days and closing in under 10 from submission — fast enough to win competitive deals. Speed comes from preparation, not skipped steps.
Can you move quickly on time-sensitive El Paso trade or logistics deals?
Yes — term sheet in under 5 business days, closed in under 10. Speed is exactly why El Paso operators use a bridge lender.

Fix & flip loans in other metros

Other loan programs in El Paso

See all lending in El Paso

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