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Plano, TX · Collin County

Fix & flip loans in Plano, TX

Fix & flip loans from BuildUp Capital in Plano are short-term capital to buy, renovate, and resell investment property, underwritten on the project and its after-repair value, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Texas. We issue a term sheet in under 5 business days and close in under 10.

$250K–$5MLoan size
< 5 daysTo a term sheet
< 10 daysTo close
9 statesWhere we lend

In a competitive local market, the investor who can close wins the deal — so we move on the project, not just the borrower. Because we invest our own capital in every loan, a term sheet from us in Plano means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

Plano's corporate hqs, professional services, and retail economy keeps commercial and investment real estate in demand across the area. When the collateral is Texas real estate and the deal has a clear exit, fix & flip loans secured by that property is how owners and investors move faster than a conventional process allows.

Key Plano industries we lend to: Corporate HQs · Professional services · Retail · Healthcare · Technology.

See how fix & flip loans work, end to end →

What we lend on

The parameters in Plano

Loan size$250K – $5M
Term6 – 18 months
Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing
Fees1 – 4%Origination fee, disclosed up front · 1% referral fee
Speed<10 daysTerm sheet in under 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or secondCross-collateralization available
GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in Plano and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Fix & flip loans in Plano — common questions

Do you offer fix & flip loans in Plano, TX?
Yes. We provide fix & flip loans of $250,000–$5,000,000 secured by commercial or residential real estate in Plano and across Texas, with a term sheet in under 5 business days and closing in under 10.
What is a fix-and-flip loan?
Short-term, real-estate-secured financing for buying, renovating, and reselling a property. The loan is underwritten on the project — purchase price, rehab budget, and after-repair value — rather than on personal income alone, and it’s structured around your resale or refinance exit.
How fast can a fix-and-flip loan close?
Term sheet in under 5 business days and closing in under 10 from submission — fast enough to win competitive deals. Speed comes from preparation, not skipped steps.
Do you work with multi-entity ownership common around Plano?
Yes. Multi-entity structures, partnerships, and trusts are exactly the complexity we underwrite — in Plano and across Collin County.

Fix & flip loans in other metros

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