Cedar Park, TX · Williamson County

Bridge loans in Cedar Park, Texas

Roughly 20 miles from Austin, Cedar Park operators who own real estate don't have to wait on a bank. BuildUp Capital funds $250K–$5M secured by that real estate, with a term sheet in under 5 business days and closing in under 10.

Get a term sheet See loan programs

$250K–$5MLoan size

< 5 daysTo a term sheet

< 10 daysTo close

9 statesWhere we lend

Loan programs

What we fund in Cedar Park, TX

Bridge loansShort-term capital secured by real estate, structured around a clear exit.Learn more →Fix & flip loansBuy, renovate, and resell — underwritten on the project and the after-repair value.Learn more →Acquisition financingBuy a business — close on the seller’s deadline, then refinance.Learn more →Cross-collateralized loansUse multiple properties to secure one loan — what banks decline for complexity.Learn more →Second-lien loansRaise capital behind a low-rate first mortgage without refinancing it.Learn more →Refinance & partner buyoutRetire maturing debt or buy out a partner, secured by real estate.Learn more →Asset-based lendingBorrow against what you own — real estate or business assets, not your credit score.Learn more →Declined by the bank?A bank or SBA “no” is usually about complexity or timing — not your business.Learn more →

What we lend on

The parameters in Cedar Park

Loan size$250K – $5M

Term6 – 18 months

Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing

Fees1 – 4%Origination fee, disclosed up front · 1% referral fee

Speed<10 daysTerm sheet in under 5 business days

CollateralCommercial / ResidentialReal estate with proven market demand

Lien positionFirst or secondCross-collateralization available

GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Searching for a hard money lender in Cedar Park? Experienced operators usually choose a private bridge lender instead — comparable speed and flexibility, but underwriting that weighs the business and the exit, not just the collateral.

Own real estate in Cedar Park and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

How it works

Our process, step by step

Submit

Send your Cedar Park deal summary — the property, the amount, and your timeline. Ten minutes, no paperwork marathon.

We respond

A real person calls within 24 hours. Straight questions, straight answers.

Term sheet

A term sheet in under 5 business days — transparent pricing, no bait-and-switch.

Funded

Close in under 10 days. We plan your exit from day one.

Why BuildUp

What sets us apart in Williamson County

Operators, not bankers. We've built, bought, and run businesses, so we read your deal as a business plan — not just a collateral file.
Transparent pricing. 10–18% priced to the risk, with the fees on the table — no surprises at closing.
Real collateral, always. Every loan is secured by Williamson County-area real estate we'd be comfortable owning.
Speed that wins deals. Term sheet in under 5 business days, closed in under 10 — fast enough for most Cedar Park deadlines.
We know Texas. We lend only in markets we know firsthand, and Texas is one of them.
A person within 24 hours. No call center, no automated maybe — a real answer, fast.

Common questions

Cedar Park financing questions

Do you lend in Cedar Park, Texas?

Yes. BuildUp Capital lends across Texas, including Cedar Park and the rest of Williamson County, against commercial or residential real estate — business-purpose loans from $250,000 to $5,000,000.

How fast can you fund a loan in Cedar Park?

Fast: a term sheet in under 5 business days and funding in under 10. Speed in Cedar Park comes from preparation, not skipped steps.

Do you have a physical office in Cedar Park?

We're online and statewide, not a storefront in Cedar Park. That's how we move faster than a local bank while still underwriting every deal by hand.

Can I use Cedar Park commercial or residential property as collateral?

Commercial or residential — both work. Cedar Park-area real estate can secure the loan, including cross-collateralized structures across several properties.

What if my Cedar Park business was declined by a bank or SBA?

Often, yes. A bank "no" in Cedar Park is usually about a checklist, not your business — and complex, time-critical deals are exactly what we underwrite.

Are you a hard money lender in Cedar Park?

No — we're a private bridge lender. Hard money lenders underwrite collateral alone; we weigh the business and the exit too, and we invest our own capital in every loan.

Get started

Need capital in Cedar Park?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheet Call (775) 997-8199