Austin, TX · Hays County
Cross-collateralized loans in Austin, TX
Cross-collateralized loans from BuildUp Capital in Austin are a single loan secured by two or more properties — the structure banks decline for complexity, not credit, sized from $100,000 to $10,000,000 and secured by commercial or residential real estate in Texas. Term sheets typically issue within 5 business days, with closing typically around 10 days once diligence items are received.
When no single local property fully covers the loan you need, combining several can — and that complexity is exactly what we underwrite. Because we invest our own capital in every loan, we’re selective about what we fund in Austin — and we’d rather tell you straight if the numbers don’t work than leave you waiting.
Austin’s technology, mixed-use & retail, and hospitality economy keeps commercial and investment real estate in demand across the area. When the collateral is Texas real estate and the deal has a clear exit, cross-collateralized loans secured by that property is how owners and investors move faster than a conventional process allows.
Key Austin industries we lend to: Technology · Mixed-use & retail · Hospitality · Professional services · Construction.
What we lend on
The parameters in Austin
Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Own real estate in Austin and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.
Common questions
Cross-collateralized loans in Austin — common questions
Do you offer cross-collateralized loans in Austin, TX?
What is a cross-collateralized loan?
Can I use two or more properties as collateral for one loan?
Is Austin’s competitive market a problem for financing speed?
Cross-collateralized loans in other metros
Other loan programs in Austin
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Need cross-collateralized loans in Austin?
Tell us about your deal and you’ll hear from a real person, typically within 24 hours — with a straight answer, not an automated maybe.