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Austin, TX · Hays County

Bridge loans in Austin, TX

Bridge loans from BuildUp Capital in Austin are short-term, real-estate-secured business financing structured around a clear exit, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Texas. We issue a term sheet in under 5 business days and close in under 10.

$250K–$5MLoan size
< 5 daysTo a term sheet
< 10 daysTo close
9 statesWhere we lend

When a bank committee can't keep up with a local closing timeline, a bridge against real estate is how good deals still get done here. Because we invest our own capital in every loan, a term sheet from us in Austin means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

Austin's technology, mixed-use & retail, and hospitality economy keeps commercial and investment real estate in demand across the area. When the collateral is Texas real estate and the deal has a clear exit, bridge loans secured by that property is how owners and investors move faster than a conventional process allows.

Key Austin industries we lend to: Technology · Mixed-use & retail · Hospitality · Professional services · Construction.

See how bridge loans work, end to end →

What we lend on

The parameters in Austin

Loan size$250K – $5M
Term6 – 18 months
Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing
Fees1 – 4%Origination fee, disclosed up front · 1% referral fee
Speed<10 daysTerm sheet in under 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or secondCross-collateralization available
GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in Austin and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Bridge loans in Austin — common questions

Do you offer bridge loans in Austin, TX?
Yes. We provide bridge loans of $250,000–$5,000,000 secured by commercial or residential real estate in Austin and across Texas, with a term sheet in under 5 business days and closing in under 10.
What are bridge loan rates and terms?
6–18 month terms with rates of 10–18% priced to the risk in each deal. Rates reflect short-term bridge capital; most borrowers refinance into long-term debt within 18 months.
How fast can a bridge loan close?
Term sheet in under 5 business days and closing in under 10 days from submission. Speed comes from preparation, not skipped steps.
Is Austin's competitive market a problem for financing speed?
It's the reason to use us. In Austin, certainty of close wins deals — we issue a term sheet in under 5 business days and fund in under 10.

Bridge loans in other metros

Other loan programs in Austin

See all lending in Austin

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