St. George, UT · Washington County

Bridge loans in St. George, UT

Bridge loans from BuildUp Capital in St. George are short-term, real-estate-secured business financing structured around a clear exit, sized from $100,000 to $10,000,000 and secured by commercial or residential real estate in Utah. Term sheets typically issue within 5 business days, with closing typically around 10 days once diligence items are received.

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$100K–$10MLoan size
~5 business daysTo a term sheet, typically
~10 daysTo close, typically
9 statesWhere we lend

When a bank committee can’t keep up with a local closing timeline, a bridge against real estate is how good deals still get done here. Because we invest our own capital in every loan, we’re selective about what we fund in St. George — and we’d rather tell you straight if the numbers don’t work than leave you waiting.

St. George’s construction & development, hospitality & recreation, and healthcare economy keeps commercial and investment real estate in demand across the area. When the collateral is Utah real estate and the deal has a clear exit, bridge loans secured by that property is how owners and investors move faster than a conventional process allows.

Key St. George industries we lend to: Construction & development · Hospitality & recreation · Healthcare · Retail · Professional services.

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What we lend on

The parameters in St. George

Loan size$100K–$10MBusiness-purpose loans, sized to the deal
Term6–18 monthsShort by design — structured around your exit
Rates10%+Priced to term, collateral, lien position, and borrower profile
Fees1–4%Origination fee stated in your term sheet before you proceed · Underwriting deposit credited at closing · 1% referral fee where applicable
PaymentsMonthly, interest-onlyNo daily or weekly drafts. Principal at your exit — prepayment allowed.
Speed~10 daysClosing typically around 10 days once diligence items are received; term sheet typically within 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or SecondCross-collateralization available
Geography9 statesTX · CO · UT · NV · AZ · OK · ID · MT · WY · receivables nationwide

Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.

Own real estate in St. George and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.

Common questions

Bridge loans in St. George — common questions

Do you offer bridge loans in St. George, UT?
Yes. We provide bridge loans of $100,000–$10,000,000 secured by commercial or residential real estate in St. George and across Utah, with a term sheet typically within 5 business days and closing typically around 10 days once diligence items are received.
What is a bridge loan?
A bridge loan is short-term, real-estate-secured business financing that covers the gap until permanent financing is in place. BuildUp Capital’s bridge loans run $100,000 to $10,000,000 with 6–18 month terms and rates from 10%, priced to the risk, secured by commercial or residential real estate across nine Western states. We underwrite the business and the exit — usually a refinance into long-term debt — not just the collateral.
What are bridge loan rates and terms?
6–18 month terms with rates from 10%, priced to the risk in each deal. Rates reflect short-term bridge capital; these loans are structured to be refinanced into long-term debt within the loan term. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Do you lend on hospitality or construction-related property in St. George?
Yes, when secured by real estate with proven demand. St. George’s growth-driven assets are a natural fit for bridge capital.

Bridge loans in other metros

Other loan programs in St. George

Fix & flip loansShort-term fix-and-flip and rehab loans of $100K–$10M for real estate investors in the Mountain West and Southwest.Learn more →Acquisition financingFinance a business acquisition with real-estate-secured bridge capital of $100K–$10M in the Mountain West and Southwest.Learn more →Cross-collateralized loansUse multiple properties or assets to secure a single business loan of $100K–$10M in the Mountain West and Southwest.Learn more →Second-lien loansSecond-lien (2nd position) business loans of $100K–$10M secured by commercial or residential real estate in the Mountain West and Southwest.Learn more →Refinance & partner buyoutReal-estate-secured loans of $100K–$10M to buy out a partner or refinance existing debt in the Mountain West and Southwest.Learn more →Asset-based lendingAsset-based lending — also called asset-backed loans — of $100K–$10M secured by real estate your business already owns, not by its credit score.Learn more →

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Need bridge loans in St. George?

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