St. George, UT · Washington County

Refinance & partner buyout in St. George, UT

Refinance & partner buyout from BuildUp Capital in St. George is real-estate-secured capital to refinance maturing debt or buy out a business partner, sized from $100,000 to $10,000,000 and secured by commercial or residential real estate in Utah. Term sheets typically issue within 5 business days, with closing typically around 10 days once diligence items are received.

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$100K–$10MLoan size
~5 business daysTo a term sheet, typically
~10 daysTo close, typically
9 statesWhere we lend

Succession, a departing partner, or a maturing note can force a capital event on a tight timeline — we fund it against the company’s real estate. Because we invest our own capital in every loan, we’re selective about what we fund in St. George — and we’d rather tell you straight if the numbers don’t work than leave you waiting.

St. George’s construction & development, hospitality & recreation, and healthcare economy keeps commercial and investment real estate in demand across the area. When the collateral is Utah real estate and the deal has a clear exit, refinance & partner buyout secured by that property is how owners and investors move faster than a conventional process allows.

Key St. George industries we lend to: Construction & development · Hospitality & recreation · Healthcare · Retail · Professional services.

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What we lend on

The parameters in St. George

Loan size$100K–$10MBusiness-purpose loans, sized to the deal
Term6–18 monthsShort by design — structured around your exit
Rates10%+Priced to term, collateral, lien position, and borrower profile
Fees1–4%Origination fee stated in your term sheet before you proceed · Underwriting deposit credited at closing · 1% referral fee where applicable
PaymentsMonthly, interest-onlyNo daily or weekly drafts. Principal at your exit — prepayment allowed.
Speed~10 daysClosing typically around 10 days once diligence items are received; term sheet typically within 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or SecondCross-collateralization available
Geography9 statesTX · CO · UT · NV · AZ · OK · ID · MT · WY · receivables nationwide

Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.

Own real estate in St. George and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.

Common questions

Refinance & partner buyout in St. George — common questions

Do you offer refinance & partner buyout in St. George, UT?
Yes. We provide refinance & partner buyout of $100,000–$10,000,000 secured by commercial or residential real estate in St. George and across Utah, with a term sheet typically within 5 business days and closing typically around 10 days once diligence items are received.
What is a partner-buyout loan?
A partner-buyout loan provides the capital to buy out a departing business partner’s stake; a refinance loan retires existing or maturing debt. When real estate backs the business, BuildUp funds either from $100,000 to $10,000,000 and structures the loan around a clear refinance exit — closing fast enough to keep a transition on schedule.
Can I borrow to buy out a business partner?
Yes, when real estate secures the loan. We size the capital to the buyout and structure it around a clear refinance exit.
Do you lend on hospitality or construction-related property in St. George?
Yes, when secured by real estate with proven demand. St. George’s growth-driven assets are a natural fit for bridge capital.

Refinance & partner buyout in other metros

Other loan programs in St. George

Bridge loansShort-term commercial bridge loans of $100K–$10M secured by real estate, from a private lender in business since 1993.Learn more →Fix & flip loansShort-term fix-and-flip and rehab loans of $100K–$10M for real estate investors in the Mountain West and Southwest.Learn more →Acquisition financingFinance a business acquisition with real-estate-secured bridge capital of $100K–$10M in the Mountain West and Southwest.Learn more →Cross-collateralized loansUse multiple properties or assets to secure a single business loan of $100K–$10M in the Mountain West and Southwest.Learn more →Second-lien loansSecond-lien (2nd position) business loans of $100K–$10M secured by commercial or residential real estate in the Mountain West and Southwest.Learn more →Asset-based lendingAsset-based lending — also called asset-backed loans — of $100K–$10M secured by real estate your business already owns, not by its credit score.Learn more →

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