North Salt Lake, UT · Davis County
Business loans secured by real estate in North Salt Lake, Utah
BuildUp Capital provides bridge loans of $100,000 to $10,000,000 secured by commercial or residential real estate in North Salt Lake, Utah (Davis County) — a term sheet typically within 5 business days, closing typically around 10 days once diligence items are received. We underwrite the business and the exit, not just the collateral, and we invest our own money in every loan.
Loan programs
Loan programs for North Salt Lake operators
What we lend on
The parameters in North Salt Lake
Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Many North Salt Lake borrowers start by searching "hard money lender." We’re a private bridge lender — comparable terms, more partnership-oriented underwriting, and a close typically around 10 days once diligence items are received.
Own real estate in North Salt Lake and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.
How it works
From inquiry to funded
Submit
Tell us about your North Salt Lake deal — collateral, use of funds, timeline. About 10 minutes.
We respond
A member of our team typically calls you within 24 hours — no call center, no automated maybe.
Term sheet
Clear terms typically within 5 business days — our rate, our fees, and your terms stated before you sign.
Funded
Funded typically around 10 days once diligence items are received, with an exit we mapped before the first dollar moved.
Why BuildUp
Why work with BuildUp in North Salt Lake
- Operators, not bankers. We’ve built, bought, and run businesses, so we read your deal as a business plan — not just a collateral file.
- Real collateral, always. Every loan is secured by Davis County-area real estate we’d be comfortable owning.
- We know Utah. We lend only in markets we know firsthand, and Utah is one of them.
- Complex situations, underwritten. Complex entities, cross-collateral, and financials that need interpretation — a standard credit box can’t hold them; we can.
- Skin in the game. We invest at least 10% of our own capital in every loan we make.
- Transparent pricing. From 10%, priced to the risk, with our fees stated in your term sheet. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Common questions
Lending in North Salt Lake
Do you lend in North Salt Lake, Utah?
How fast can you fund a loan in North Salt Lake?
Do you have a physical office in North Salt Lake?
Can I use North Salt Lake commercial or residential property as collateral?
What if my North Salt Lake business was declined by a bank or SBA?
Are you a hard money lender in North Salt Lake?
Get started
Need capital in North Salt Lake?
Tell us about your deal and you’ll hear from a real person, typically within 24 hours — with a straight answer, not an automated maybe.