Salt Lake City, UT · Salt Lake County
Bridge loans in Salt Lake City, Utah
BuildUp Capital makes bridge loans of $100K–$10M secured by real estate across Salt Lake City and the Wasatch Front, with a term sheet typically within 5 business days. In one of the country’s fastest-growing economies, speed and certainty win deals.
The Salt Lake City market
Salt Lake City anchors a diversified, fast-growing economy spanning tech, finance, and logistics, with commercial real estate demand to match. Operators expanding along the Wasatch Front often outpace conventional credit timelines.
We fund acquisitions, expansions, and refinances against Salt Lake City real estate, including cross-collateralized and second-lien structures.
Key Salt Lake City industries we lend to: Technology (Silicon Slopes) · Finance · Logistics · Healthcare · Mining & energy.
Loan programs
How we lend in Salt Lake City
By program
Loan programs in Salt Lake City
What we lend on
The parameters in Salt Lake City
Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Searching for a hard money lender in Salt Lake City? Experienced operators usually choose a private bridge lender instead — comparable speed and flexibility, but underwriting that weighs the business and the exit, not just the collateral.
Own real estate in Salt Lake City and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.
How it works
From inquiry to funded
Submit
Tell us about your Salt Lake City deal — collateral, use of funds, timeline. About 10 minutes.
We respond
A member of our team typically calls you within 24 hours — no call center, no automated maybe.
Term sheet
Clear terms typically within 5 business days — our rate, our fees, and your terms stated before you sign.
Funded
Funded typically around 10 days once diligence items are received, with an exit we mapped before the first dollar moved.
Why BuildUp
Why Salt Lake City operators choose us
- A person, typically within 24 hours. No call center, no automated maybe — a real answer, fast.
- Skin in the game. We invest at least 10% of our own capital in every loan we make.
- Transparent pricing. From 10%, priced to the risk, with our fees stated in your term sheet. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
- We know Utah. We lend only in markets we know firsthand, and Utah is one of them.
- Not a loan-to-own shop. We structure every loan around your exit and only fund deals we believe will succeed.
- Speed that wins deals. Term sheets typically within 5 business days, with closing typically around 10 days once diligence items are received — fast enough for most Salt Lake City deadlines.
Common questions
Lending in Salt Lake City
Do you lend in Salt Lake City, Utah?
How fast can you fund a loan in Salt Lake City?
Do you have a physical office in Salt Lake City?
Can I use Salt Lake City commercial or residential property as collateral?
What if my Salt Lake City business was declined by a bank or SBA?
Are you a hard money lender in Salt Lake City?
Do you lend across the Wasatch Front?
Get started
Need capital in Salt Lake City?
Tell us about your deal and you’ll hear from a real person, typically within 24 hours — with a straight answer, not an automated maybe.