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Salt Lake City, UT · Salt Lake County

Fix & flip loans in Salt Lake City, UT

Fix & flip loans from BuildUp Capital in Salt Lake City are short-term capital to buy, renovate, and resell investment property, underwritten on the project and its after-repair value, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Utah. We issue a term sheet in under 5 business days and close in under 10.

$250K–$5MLoan size
< 5 daysTo a term sheet
< 10 daysTo close
9 statesWhere we lend

In a competitive local market, the investor who can close wins the deal — so we move on the project, not just the borrower. Because we invest our own capital in every loan, a term sheet from us in Salt Lake City means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

Salt Lake City's technology (silicon slopes), finance, and logistics economy keeps commercial and investment real estate in demand across the area. When the collateral is Utah real estate and the deal has a clear exit, fix & flip loans secured by that property is how owners and investors move faster than a conventional process allows.

Key Salt Lake City industries we lend to: Technology (Silicon Slopes) · Finance · Logistics · Healthcare · Mining & energy.

See how fix & flip loans work, end to end →

What we lend on

The parameters in Salt Lake City

Loan size$250K – $5M
Term6 – 18 months
Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing
Fees1 – 4%Origination fee, disclosed up front · 1% referral fee
Speed<10 daysTerm sheet in under 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or secondCross-collateralization available
GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in Salt Lake City and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Fix & flip loans in Salt Lake City — common questions

Do you offer fix & flip loans in Salt Lake City, UT?
Yes. We provide fix & flip loans of $250,000–$5,000,000 secured by commercial or residential real estate in Salt Lake City and across Utah, with a term sheet in under 5 business days and closing in under 10.
What is a fix-and-flip loan?
Short-term, real-estate-secured financing for buying, renovating, and reselling a property. The loan is underwritten on the project — purchase price, rehab budget, and after-repair value — rather than on personal income alone, and it’s structured around your resale or refinance exit.
How fast can a fix-and-flip loan close?
Term sheet in under 5 business days and closing in under 10 from submission — fast enough to win competitive deals. Speed comes from preparation, not skipped steps.
Do you lend across the Wasatch Front?
Yes — Salt Lake City and the surrounding Wasatch Front. Commercial or residential real estate anywhere in Utah can secure the loan.

Fix & flip loans in other metros

Other loan programs in Salt Lake City

See all lending in Salt Lake City

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