Bridge capital for small businessSpeak with our team: (775) 997-8199

Fort Worth, TX · Tarrant County

Secured business loans in Fort Worth, Texas

BuildUp Capital makes bridge loans of $250K–$5M secured by real estate across Fort Worth and Tarrant County, with a term sheet in under 5 business days. As DFW's western anchor, Fort Worth blends logistics, aerospace, and a fast-growing commercial base.

Get a term sheet See loan programs

$250K–$5MLoan size

< 5 daysTo a term sheet

< 10 daysTo close

9 statesWhere we lend

The Fort Worth market

Fort Worth's aerospace and defense footprint, logistics corridors, and rapid residential growth keep its real estate in demand. Operators expanding alongside the metro often need capital on a developer's or seller's timeline, not a bank's.

We structure acquisitions, expansions, and refinances against Fort Worth real estate, including the complex deals banks pass on.

Key Fort Worth industries we lend to: Aerospace & defense · Logistics · Manufacturing · Healthcare · Retail.

Loan programs

How we lend in Fort Worth

Bridge loansShort-term capital secured by real estate, structured around a clear exit.Learn more →Fix & flip loansBuy, renovate, and resell — underwritten on the project and the after-repair value.Learn more →Acquisition financingBuy a business — close on the seller’s deadline, then refinance.Learn more →Cross-collateralized loansUse multiple properties to secure one loan — what banks decline for complexity.Learn more →Second-lien loansRaise capital behind a low-rate first mortgage without refinancing it.Learn more →Refinance & partner buyoutRetire maturing debt or buy out a partner, secured by real estate.Learn more →Asset-based lendingBorrow against what you own — real estate or business assets, not your credit score.Learn more →Declined by the bank?A bank or SBA “no” is usually about complexity or timing — not your business.Learn more →

By program

Loan programs in Fort Worth

What we lend on

The parameters in Fort Worth

Loan size$250K – $5M

Term6 – 18 months

Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing

Fees1 – 4%Origination fee, disclosed up front · 1% referral fee

Speed<10 daysTerm sheet in under 5 business days

CollateralCommercial / ResidentialReal estate with proven market demand

Lien positionFirst or secondCross-collateralization available

GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

If you've been looking for a hard money lender in Fort Worth, Texas, here's the difference: we're a private bridge lender. Similar speed, but we underwrite your deal and invest our own capital alongside you.

Own real estate in Fort Worth and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

How it works

From inquiry to funded

Submit

Send your Fort Worth deal summary — the property, the amount, and your timeline. Ten minutes, no paperwork marathon.

We respond

A real person calls within 24 hours. Straight questions, straight answers.

Term sheet

A term sheet in under 5 business days — transparent pricing, no bait-and-switch.

Funded

Close in under 10 days. We plan your exit from day one.

Why BuildUp

Why work with BuildUp in Fort Worth

Transparent pricing. 10–18% priced to the risk, with the fees on the table — no surprises at closing.
Real collateral, always. Every loan is secured by Tarrant County-area real estate we'd be comfortable owning.
Speed that wins deals. Term sheet in under 5 business days, closed in under 10 — fast enough for most Fort Worth deadlines.
We know Texas. We lend only in markets we know firsthand, and Texas is one of them.
A person within 24 hours. No call center, no automated maybe — a real answer, fast.
Deals banks won't touch. Complex entities, cross-collateral, and financials that need interpretation — complexity isn't weakness.

Common questions

Fort Worth financing questions

Do you lend in Fort Worth, Texas?

Yes. BuildUp Capital lends across Texas, including Fort Worth and the rest of Tarrant County, against commercial or residential real estate — business-purpose loans from $250,000 to $5,000,000.

How fast can you fund a loan in Fort Worth?

Fast: a term sheet in under 5 business days and funding in under 10. Speed in Fort Worth comes from preparation, not skipped steps.

Do you have a physical office in Fort Worth?

We're online and statewide, not a storefront in Fort Worth. That's how we move faster than a local bank while still underwriting every deal by hand.

Can I use Fort Worth commercial or residential property as collateral?

Commercial or residential — both work. Fort Worth-area real estate can secure the loan, including cross-collateralized structures across several properties.

What if my Fort Worth business was declined by a bank or SBA?

Often, yes. A bank "no" in Fort Worth is usually about a checklist, not your business — and complex, time-critical deals are exactly what we underwrite.

Are you a hard money lender in Fort Worth?

No — we're a private bridge lender. Hard money lenders underwrite collateral alone; we weigh the business and the exit too, and we invest our own capital in every loan.

Do you serve Tarrant County beyond Fort Worth proper?

Yes — Fort Worth and the surrounding Tarrant County communities. Real estate anywhere in Texas can secure the loan.

Get started

Need capital in Fort Worth?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheet Call (775) 997-8199

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