Dallas, TX · Dallas County
Bridge loans in Dallas, Texas
BuildUp Capital makes real-estate-secured business loans of $100K–$10M across Dallas and the DFW metroplex — a term sheet typically within 5 business days, closing typically around 10 days once diligence items are received. In one of the country’s most active commercial real estate markets, deal velocity rewards a lender who can actually move on a deadline.
The Dallas market
Dallas–Fort Worth is a logistics, corporate-relocation, and industrial powerhouse, and that depth shows up in the real estate: tight cap rates, fast-moving flex and warehouse space, and operators who routinely own the buildings their businesses run from. When a bank’s committee can’t keep up with a DFW closing timeline, real-estate-secured bridge capital is how good deals still get done.
We fund acquisitions, expansions, partner buyouts, and refinances against Dallas-area real estate — including the cross-collateralized and complex-entity structures that banks decline for complexity rather than credit.
Key Dallas industries we lend to: Logistics & distribution · Corporate / professional services · Industrial & flex · Healthcare · Retail & mixed-use.
Loan programs
Loan programs for Dallas operators
What we lend on
The parameters in Dallas
Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Many Dallas borrowers start by searching "hard money lender." We’re a private bridge lender — comparable terms, more partnership-oriented underwriting, and a close typically around 10 days once diligence items are received.
Own real estate in Dallas and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.
How it works
Our process, step by step
Submit
Tell us about your Dallas deal — collateral, use of funds, timeline. About 10 minutes.
We respond
A member of our team typically calls you within 24 hours — no call center, no automated maybe.
Term sheet
Clear terms typically within 5 business days — our rate, our fees, and your terms stated before you sign.
Funded
Funded typically around 10 days once diligence items are received, with an exit we mapped before the first dollar moved.
Why BuildUp
What sets us apart in Dallas County
- We know Texas. We lend only in markets we know firsthand, and Texas is one of them.
- Skin in the game. We invest at least 10% of our own capital in every loan we make.
- Speed that wins deals. Term sheets typically within 5 business days, with closing typically around 10 days once diligence items are received — fast enough for most Dallas deadlines.
- Not a loan-to-own shop. We structure every loan around your exit and only fund deals we believe will succeed.
- Real collateral, always. Every loan is secured by Dallas County-area real estate we’d be comfortable owning.
- Complex situations, underwritten. Complex entities, cross-collateral, and financials that need interpretation — a standard credit box can’t hold them; we can.
Common questions
Lending in Dallas
Do you lend in Dallas, Texas?
How fast can you fund a loan in Dallas?
Do you have a physical office in Dallas?
Can I use Dallas commercial or residential property as collateral?
What if my Dallas business was declined by a bank or SBA?
Are you a hard money lender in Dallas?
Do you fund deals across the wider DFW metroplex?
Get started
Need capital in Dallas?
Tell us about your deal and you’ll hear from a real person, typically within 24 hours — with a straight answer, not an automated maybe.