Bridge capital for small businessSpeak with our team: (775) 997-8199

Dallas, TX · Dallas County

Bridge loans in Dallas, Texas

BuildUp Capital makes real-estate-secured business loans of $250K–$5M across Dallas and the DFW metroplex — term sheet in under 5 business days, closed in under 10. In one of the country's most active commercial real estate markets, deal velocity rewards a lender who can actually move on a deadline.

Get a term sheetSee loan programs
$250K–$5MLoan size
< 5 daysTo a term sheet
< 10 daysTo close
9 statesWhere we lend

The Dallas market

Dallas–Fort Worth is a logistics, corporate-relocation, and industrial powerhouse, and that depth shows up in the real estate: tight cap rates, fast-moving flex and warehouse space, and operators who routinely own the buildings their businesses run from. When a bank's committee can't keep up with a DFW closing timeline, real-estate-secured bridge capital is how good deals still get done.

We fund acquisitions, expansions, partner buyouts, and refinances against Dallas-area real estate — including the cross-collateralized and complex-entity structures that banks decline for complexity rather than credit.

Key Dallas industries we lend to: Logistics & distribution · Corporate / professional services · Industrial & flex · Healthcare · Retail & mixed-use.

Loan programs

Loan programs for Dallas operators

Bridge loansShort-term capital secured by real estate, structured around a clear exit.Learn more →Fix & flip loansBuy, renovate, and resell — underwritten on the project and the after-repair value.Learn more →Acquisition financingBuy a business — close on the seller’s deadline, then refinance.Learn more →Cross-collateralized loansUse multiple properties to secure one loan — what banks decline for complexity.Learn more →Second-lien loansRaise capital behind a low-rate first mortgage without refinancing it.Learn more →Refinance & partner buyoutRetire maturing debt or buy out a partner, secured by real estate.Learn more →Asset-based lendingBorrow against what you own — real estate or business assets, not your credit score.Learn more →Declined by the bank?A bank or SBA “no” is usually about complexity or timing — not your business.Learn more →

By program

Loan programs in Dallas

What we lend on

The parameters in Dallas

Loan size$250K – $5M
Term6 – 18 months
Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing
Fees1 – 4%Origination fee, disclosed up front · 1% referral fee
Speed<10 daysTerm sheet in under 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or secondCross-collateralization available
GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Many Dallas borrowers start by searching "hard money lender." We're a private bridge lender — comparable terms, more partnership-oriented underwriting, and a close in under 10 days.

Own real estate in Dallas and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

How it works

Our process, step by step

01

Submit

Tell us about your Dallas deal — collateral, use of funds, timeline. About 10 minutes.

02

We respond

Within 24 hours a member of our team calls you — no call center, no automated maybe.

03

Term sheet

Clear terms in under 5 business days. What we quote is what we close.

04

Funded

Funded in under 10 days, with an exit we mapped before the first dollar moved.

Why BuildUp

What sets us apart in Dallas County

Common questions

Lending in Dallas

Do you lend in Dallas, Texas?
Yes — Dallas is squarely in our footprint. We make real-estate-secured loans of $250K–$5M throughout Texas, including Dallas County.
How fast can you fund a loan in Dallas?
Term sheet in under 5 business days and closing in under 10 days from submission — fast enough for most Dallas deadlines. A member of our team responds within 24 hours.
Do you have a physical office in Dallas?
No — we don't operate a branch in Dallas. We lend across Texas and a real person responds within 24 hours, so you get bank-grade underwriting without the bank's timeline.
Can I use Dallas commercial or residential property as collateral?
Yes. We lend in first or second lien position against commercial or residential real estate in and around Dallas, and we structure cross-collateralized loans across multiple properties.
What if my Dallas business was declined by a bank or SBA?
A decline usually reflects complexity or timing, not the quality of your business. We regularly fund Dallas deals that banks and SBA lenders pass on, provided they're secured by real estate in Texas.
Are you a hard money lender in Dallas?
We're a private bridge lender, not a hard money shop. The terms are comparable in Dallas, but our underwriting is built around your success, not your keys.
Do you fund deals across the wider DFW metroplex?
Yes — Dallas, the mid-cities, and the broader DFW metroplex. If the collateral is real estate in Texas and the deal has a clear exit, we'll give you a straight answer within 24 hours.

Get started

Need capital in Dallas?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheetCall (775) 997-8199

Other cities we serve in Texas

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