The BuildUp Capital Team

BuildUp Capital is a private lender run by operators who have built, bought, run, and sold businesses — lending since 1993, with custom loan structures built to each deal. We invest at least 10% of our own capital in every loan we make.

Articles

• Can you pay off a bridge loan early?
• How to read a financing offer before you sign
• How to use real estate as collateral for a business loan
• Bridge loans for business acquisition: how they work
• How fix-and-flip loans work
• How to finance a business acquisition when the bank says no
• Hard money vs. a bank loan: when each makes sense
• What is DSCR (debt-service-coverage ratio)?
• Cross-collateralized loans, explained
• Invoice factoring vs. a receivables line of credit: which is right?
• What “underwriting the exit” means in bridge lending
• Why private credit was reserved for institutions — and what changed
• What is private credit? A plain guide to the asset class
• First lien vs. second lien: how real-estate-secured loans are structured
• What is payroll financing? A plain guide for staffing agencies
• What is a bridge loan? A plain guide for business owners
• SBA loan declined? Alternatives if you own real estate
• Why the bank said no — and what it actually means
• MCA vs. asset-backed bridge lending: the real math
• First vs. second lien position: what borrowers should know
• How to exit a bridge loan (and why we plan it before we fund)
• What SBA fallout is — and where those borrowers can go
• Texas small business lending market spotlight
• How to vet a private lender: the 7 questions that expose a loan-to-own shop
• Cross-collateralized business loans: using multiple properties as collateral
• Financing a business acquisition when real estate is part of the deal
• When a second lien beats a cash-out refinance
• Bridge to SBA: how to plan the refinance from day one
• Colorado small business lending market spotlight
• Utah small business lending market spotlight
• Nevada small business lending market spotlight