If the business you're buying comes with real estate, that property can secure the financing. A real-estate-backed bridge loan closes the acquisition on the seller's deadline, then refinances into an SBA or bank loan once you've operated it.
Many acquisitions stall on timing: the seller wants to close, the SBA process takes months. When real estate is part of the deal, a bridge against that property funds the purchase now and buys you the runway to refinance later.
It also works when a seller is carrying part of the note and there's a gap to fill, or when you're rolling up a competitor whose value sits largely in owned property.
We read the target the way an operator does — add-backs, transition years, and seller financials are normal — and we'll walk a first-time buyer through the structure and the exit before anything is signed.
Own real estate and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.
Related: Acquisition financing · Lending in Utah