Refinance & partner buyout in Houston, TX

Refinance & partner buyout from BuildUp Capital in Houston are real-estate-secured capital to refinance maturing debt or buy out a business partner, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Texas. We issue a term sheet in under 5 business days and close in under 10.

Get a term sheet Call (775) 997-8199

$250K–$5MLoan size

< 5 daysTo a term sheet

< 10 daysTo close

9 statesWhere we lend

Succession, a departing partner, or a maturing note can force a capital event on a tight timeline — we fund it against the company's real estate. Because we invest our own capital in every loan, a term sheet from us in Houston means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

Houston's energy services, ports & logistics, and medical (tmc) economy keeps commercial and investment real estate in demand across the area. When the collateral is Texas real estate and the deal has a clear exit, refinance & partner buyout secured by that property is how owners and investors move faster than a conventional process allows.

Key Houston industries we lend to: Energy services · Ports & logistics · Medical (TMC) · Manufacturing · Construction.

See how refinance & partner buyout work, end to end →

What we lend on

The parameters in Houston

Loan size$250K – $5M

Term6 – 18 months

Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing

Fees1 – 4%Origination fee, disclosed up front · 1% referral fee

Speed<10 daysTerm sheet in under 5 business days

CollateralCommercial / ResidentialReal estate with proven market demand

Lien positionFirst or secondCross-collateralization available

GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in Houston and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Refinance & partner buyout in Houston — common questions

Do you offer refinance & partner buyout in Houston, TX?

Yes. We provide refinance & partner buyout of $250,000–$5,000,000 secured by commercial or residential real estate in Houston and across Texas, with a term sheet in under 5 business days and closing in under 10.

Can I borrow to buy out a business partner?

Yes, when real estate secures the loan. We size the capital to the buyout and structure it around a clear refinance exit.

Can you refinance existing business debt?

Yes — including maturing notes and balloons. We bridge to your permanent financing rather than leaving you exposed at maturity.

Can you fund energy- or contractor-related businesses in Houston?

Yes, when the loan is secured by real estate. We underwrite the business and the exit, not just the sector — and Houston operators who own property are a core fit.

Refinance & partner buyout in other metros

Other loan programs in Houston

Bridge loansShort-term commercial bridge loans of $250K–$5M secured by real estate in the Mountain West and Southwest. Term sheet in under 5 days, closed in under 10.Learn more →Fix & flip loansShort-term fix-and-flip and rehab loans of $250K–$5M for real estate investors in the Mountain West and Southwest. Underwritten on the project, closed in days, structured around your resale or refinance exit.Learn more →Acquisition financingFinance a business acquisition with real-estate-secured bridge capital of $250K–$5M in the Mountain West and Southwest. Close on the seller’s timeline, then refinance.Learn more →Cross-collateralized loansUse multiple properties or assets to secure a single business loan of $250K–$5M in the Mountain West and Southwest — a structure most banks decline for complexity, not credit.Learn more →Second-lien loansSecond-lien (2nd position) business loans of $250K–$5M secured by commercial or residential real estate in the Mountain West and Southwest, subject to combined exposure we’re comfortable with.Learn more →Asset-based lendingAsset-based lending of $250K–$5M secured by what your business owns — commercial or residential real estate, or, through our receivables lines, your invoices. Fast term sheets; receivables financing nationwide.Learn more →

See all lending in Houston →

Get started

Need refinance & partner buyout in Houston?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheet Call (775) 997-8199