Phoenix, AZ · Maricopa County
Cross-collateralized loans from BuildUp Capital in Phoenix are a single loan secured by two or more properties — the structure banks decline for complexity, not credit, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Arizona. We issue a term sheet in under 5 business days and close in under 10.
When no single local property fully covers the loan you need, combining several can — and that complexity is exactly what we underwrite. Because we invest our own capital in every loan, a term sheet from us in Phoenix means the deal is getting done — and we'd rather tell you straight if the numbers don't work.
Phoenix's semiconductors & advanced manufacturing, logistics & distribution, and healthcare economy keeps commercial and investment real estate in demand across the area. When the collateral is Arizona real estate and the deal has a clear exit, cross-collateralized loans secured by that property is how owners and investors move faster than a conventional process allows.
Key Phoenix industries we lend to: Semiconductors & advanced manufacturing · Logistics & distribution · Healthcare · Construction & development · Real estate investment.
What we lend on
Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.
Own real estate in Phoenix and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.
Common questions
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Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.