Bridge capital for small businessSpeak with our team: (775) 997-8199

Las Vegas, NV · Clark County

Secured business loans in Las Vegas, Nevada

BuildUp Capital makes real-estate-secured business loans of $250K–$5M across Las Vegas and Clark County, with a term sheet in under 5 business days. Beyond its hospitality core, Las Vegas has become a logistics and light-industrial hub where deal timelines move fast.

Get a term sheet See loan programs

$250K–$5MLoan size

< 5 daysTo a term sheet

< 10 daysTo close

9 statesWhere we lend

The Las Vegas market

Las Vegas has diversified well beyond gaming into logistics, light manufacturing, and a fast-growing population base, spreading commercial real estate demand across the valley. Competitive, fast-moving deals reward certainty of close.

We fund acquisitions, expansions, and refinances against Las Vegas-area real estate, including cross-collateralized and second-lien structures.

Key Las Vegas industries we lend to: Hospitality · Logistics · Light manufacturing · Healthcare · Retail & mixed-use.

Loan programs

How we lend in Las Vegas

Bridge loansShort-term capital secured by real estate, structured around a clear exit.Learn more →Fix & flip loansBuy, renovate, and resell — underwritten on the project and the after-repair value.Learn more →Acquisition financingBuy a business — close on the seller’s deadline, then refinance.Learn more →Cross-collateralized loansUse multiple properties to secure one loan — what banks decline for complexity.Learn more →Second-lien loansRaise capital behind a low-rate first mortgage without refinancing it.Learn more →Refinance & partner buyoutRetire maturing debt or buy out a partner, secured by real estate.Learn more →Asset-based lendingBorrow against what you own — real estate or business assets, not your credit score.Learn more →Declined by the bank?A bank or SBA “no” is usually about complexity or timing — not your business.Learn more →

By program

Loan programs in Las Vegas

What we lend on

The parameters in Las Vegas

Loan size$250K – $5M

Term6 – 18 months

Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing

Fees1 – 4%Origination fee, disclosed up front · 1% referral fee

Speed<10 daysTerm sheet in under 5 business days

CollateralCommercial / ResidentialReal estate with proven market demand

Lien positionFirst or secondCross-collateralization available

GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

If you've been looking for a hard money lender in Las Vegas, Nevada, here's the difference: we're a private bridge lender. Similar speed, but we underwrite your deal and invest our own capital alongside you.

Own real estate in Las Vegas and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

How it works

From inquiry to funded

Submit

Tell us about your Las Vegas deal — collateral, use of funds, timeline. About 10 minutes.

We respond

Within 24 hours a member of our team calls you — no call center, no automated maybe.

Term sheet

Clear terms in under 5 business days. What we quote is what we close.

Funded

Funded in under 10 days, with an exit we mapped before the first dollar moved.

Why BuildUp

Why Las Vegas operators choose us

Transparent pricing. 10–18% priced to the risk, with the fees on the table — no surprises at closing.
Real collateral, always. Every loan is secured by Clark County-area real estate we'd be comfortable owning.
Speed that wins deals. Term sheet in under 5 business days, closed in under 10 — fast enough for most Las Vegas deadlines.
We know Nevada. We lend only in markets we know firsthand, and Nevada is one of them.
A person within 24 hours. No call center, no automated maybe — a real answer, fast.
Deals banks won't touch. Complex entities, cross-collateral, and financials that need interpretation — complexity isn't weakness.

Common questions

Lending in Las Vegas

Do you lend in Las Vegas, Nevada?

Yes — Las Vegas is squarely in our footprint. We make real-estate-secured loans of $250K–$5M throughout Nevada, including Clark County.

How fast can you fund a loan in Las Vegas?

Term sheet in under 5 business days and closing in under 10 days from submission — fast enough for most Las Vegas deadlines. A member of our team responds within 24 hours.

Do you have a physical office in Las Vegas?

No — we don't operate a branch in Las Vegas. We lend across Nevada and a real person responds within 24 hours, so you get bank-grade underwriting without the bank's timeline.

Can I use Las Vegas commercial or residential property as collateral?

Yes. We lend in first or second lien position against commercial or residential real estate in and around Las Vegas, and we structure cross-collateralized loans across multiple properties.

What if my Las Vegas business was declined by a bank or SBA?

A decline usually reflects complexity or timing, not the quality of your business. We regularly fund Las Vegas deals that banks and SBA lenders pass on, provided they're secured by real estate in Nevada.

Are you a hard money lender in Las Vegas?

We're a private bridge lender, not a hard money shop. The terms are comparable in Las Vegas, but our underwriting is built around your success, not your keys.

Do you serve all of Clark County?

Yes — Las Vegas, Henderson, North Las Vegas, and the wider Clark County market. Real estate anywhere in Nevada can secure the loan.

Get started

Need capital in Las Vegas?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheet Call (775) 997-8199

Other cities we serve in Nevada

See all cities in Nevada →