Bridge capital for small businessSpeak with our team: (775) 997-8199

Reno, NV · Washoe County

Bridge loans in Reno, Nevada

BuildUp Capital provides bridge loans of $250K–$5M secured by real estate in Reno, Sparks, and northern Nevada, funded in under 10 days. The Tahoe-Reno industrial corridor has pulled major logistics and manufacturing investment into the region.

Get a term sheet See loan programs

$250K–$5MLoan size

< 5 daysTo a term sheet

< 10 daysTo close

9 statesWhere we lend

The Reno market

Reno's transformation — driven by the Tahoe-Reno Industrial Center and major logistics and manufacturing investment — keeps industrial, flex, and commercial real estate in strong demand across the region.

We lend against Reno-area real estate for acquisitions, expansions, and refinances, including the complex structures banks pass on.

Key Reno industries we lend to: Industrial & logistics (TRIC) · Manufacturing · Technology · Tourism · Construction.

Loan programs

How we lend in Reno

Bridge loansShort-term capital secured by real estate, structured around a clear exit.Learn more →Fix & flip loansBuy, renovate, and resell — underwritten on the project and the after-repair value.Learn more →Acquisition financingBuy a business — close on the seller’s deadline, then refinance.Learn more →Cross-collateralized loansUse multiple properties to secure one loan — what banks decline for complexity.Learn more →Second-lien loansRaise capital behind a low-rate first mortgage without refinancing it.Learn more →Refinance & partner buyoutRetire maturing debt or buy out a partner, secured by real estate.Learn more →Asset-based lendingBorrow against what you own — real estate or business assets, not your credit score.Learn more →Declined by the bank?A bank or SBA “no” is usually about complexity or timing — not your business.Learn more →

By program

Loan programs in Reno

What we lend on

The parameters in Reno

Loan size$250K – $5M

Term6 – 18 months

Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing

Fees1 – 4%Origination fee, disclosed up front · 1% referral fee

Speed<10 daysTerm sheet in under 5 business days

CollateralCommercial / ResidentialReal estate with proven market demand

Lien positionFirst or secondCross-collateralization available

GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

If you've been looking for a hard money lender in Reno, Nevada, here's the difference: we're a private bridge lender. Similar speed, but we underwrite your deal and invest our own capital alongside you.

Own real estate in Reno and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

How it works

Our process, step by step

Submit

Send your Reno deal summary — the property, the amount, and your timeline. Ten minutes, no paperwork marathon.

We respond

A real person calls within 24 hours. Straight questions, straight answers.

Term sheet

A term sheet in under 5 business days — transparent pricing, no bait-and-switch.

Funded

Close in under 10 days. We plan your exit from day one.

Why BuildUp

Why work with BuildUp in Reno

Speed that wins deals. Term sheet in under 5 business days, closed in under 10 — fast enough for most Reno deadlines.
Deals banks won't touch. Complex entities, cross-collateral, and financials that need interpretation — complexity isn't weakness.
Operators, not bankers. We've built, bought, and run businesses, so we read your deal as a business plan — not just a collateral file.
Real collateral, always. Every loan is secured by Washoe County-area real estate we'd be comfortable owning.
A person within 24 hours. No call center, no automated maybe — a real answer, fast.
Skin in the game. We invest at least 10% of our own capital in every loan we make.

Common questions

Reno financing questions

Do you lend in Reno, Nevada?

Yes. BuildUp Capital lends across Nevada, including Reno and the rest of Washoe County, against commercial or residential real estate — business-purpose loans from $250,000 to $5,000,000.

How fast can you fund a loan in Reno?

Fast: a term sheet in under 5 business days and funding in under 10. Speed in Reno comes from preparation, not skipped steps.

Do you have a physical office in Reno?

We're online and statewide, not a storefront in Reno. That's how we move faster than a local bank while still underwriting every deal by hand.

Can I use Reno commercial or residential property as collateral?

Commercial or residential — both work. Reno-area real estate can secure the loan, including cross-collateralized structures across several properties.

What if my Reno business was declined by a bank or SBA?

Often, yes. A bank "no" in Reno is usually about a checklist, not your business — and complex, time-critical deals are exactly what we underwrite.

Are you a hard money lender in Reno?

No — we're a private bridge lender. Hard money lenders underwrite collateral alone; we weigh the business and the exit too, and we invest our own capital in every loan.

Do you finance industrial property in the Tahoe-Reno corridor?

Yes. The Reno-Sparks industrial market is a strong fit for real-estate-secured bridge capital.

Get started

Need capital in Reno?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheet Call (775) 997-8199

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