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Las Vegas, NV · Clark County

Second-lien loans in Las Vegas, NV

Second-lien loans from BuildUp Capital in Las Vegas are second-position capital that raises money behind a first mortgage worth keeping, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Nevada. We issue a term sheet in under 5 business days and close in under 10.

$250K–$5MLoan size
< 5 daysTo a term sheet
< 10 daysTo close
9 statesWhere we lend

When a low-rate first mortgage is worth keeping, a second lien raises capital here without disturbing it. Because we invest our own capital in every loan, a term sheet from us in Las Vegas means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

Las Vegas's hospitality, logistics, and light manufacturing economy keeps commercial and investment real estate in demand across the area. When the collateral is Nevada real estate and the deal has a clear exit, second-lien loans secured by that property is how owners and investors move faster than a conventional process allows.

Key Las Vegas industries we lend to: Hospitality · Logistics · Light manufacturing · Healthcare · Retail & mixed-use.

See how second-lien loans work, end to end →

What we lend on

The parameters in Las Vegas

Loan size$250K – $5M
Term6 – 18 months
Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing
Fees1 – 4%Origination fee, disclosed up front · 1% referral fee
Speed<10 daysTerm sheet in under 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or secondCross-collateralization available
GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in Las Vegas and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Second-lien loans in Las Vegas — common questions

Do you offer second-lien loans in Las Vegas, NV?
Yes. We provide second-lien loans of $250,000–$5,000,000 secured by commercial or residential real estate in Las Vegas and across Nevada, with a term sheet in under 5 business days and closing in under 10.
Do you take second lien positions?
Yes. We lend in first or second lien position against commercial or residential real estate, subject to the combined exposure we’re comfortable with on the asset.
Why use a second lien instead of refinancing?
If your first mortgage carries a rate worth keeping, a second lien raises capital without refinancing the whole balance — often the cheaper path for a short-term need.
Do you serve all of Clark County?
Yes — Las Vegas, Henderson, North Las Vegas, and the wider Clark County market. Real estate anywhere in Nevada can secure the loan.

Second-lien loans in other metros

Other loan programs in Las Vegas

See all lending in Las Vegas

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