Denver, CO · Denver County
Business loans secured by real estate in Denver, Colorado
BuildUp Capital makes real-estate-secured business loans of $100K–$10M across metro Denver, with a term sheet typically within 5 business days. In a diversified, supply-constrained Front Range market, certainty of close is a real competitive edge.
The Denver market
Denver’s economy — tech, aerospace, healthcare, energy, and a deep small-business base — pairs with constrained commercial supply to keep real estate values resilient and deals competitive. Owners who need to move quickly often can’t wait out a bank.
We fund acquisitions, expansions, and refinances against Denver-area real estate, including cross-collateralized and second-lien structures.
Key Denver industries we lend to: Technology · Aerospace · Healthcare · Energy · Cannabis-adjacent real estate.
Loan programs
What we fund in Denver, CO
What we lend on
The parameters in Denver
Our rates reflect short-term bridge capital. These loans are structured to be refinanced into long-term debt — often back at your bank — within the loan term. We plan that exit with you from day one. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
Searching for a hard money lender in Denver? Experienced operators usually choose a private bridge lender instead — comparable speed and flexibility, but underwriting that weighs the business and the exit, not just the collateral.
Own real estate in Denver and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or send us the whole deal →.
How it works
Our process, step by step
Submit
Send your Denver deal summary — the property, the amount, and your timeline. Ten minutes, no paperwork marathon.
We respond
A real person typically calls within 24 hours. Straight questions, straight answers.
Term sheet
A term sheet typically within 5 business days — transparent pricing, no bait-and-switch.
Funded
Closing typically around 10 days once diligence items are received. We plan your exit from day one.
Why BuildUp
What sets us apart in Denver County
- Not a loan-to-own shop. We structure every loan around your exit and only fund deals we believe will succeed.
- A person, typically within 24 hours. No call center, no automated maybe — a real answer, fast.
- Speed that wins deals. Term sheets typically within 5 business days, with closing typically around 10 days once diligence items are received — fast enough for most Denver deadlines.
- Skin in the game. We invest at least 10% of our own capital in every loan we make.
- Transparent pricing. From 10%, priced to the risk, with our fees stated in your term sheet. Rates depend on term, collateral, lien position, and borrower profile, and are subject to change. Not every borrower qualifies for the lowest rate.
- Complex situations, underwritten. Complex entities, cross-collateral, and financials that need interpretation — a standard credit box can’t hold them; we can.
Common questions
Denver financing questions
Do you lend in Denver, Colorado?
How fast can you fund a loan in Denver?
Do you have a physical office in Denver?
Can I use Denver commercial or residential property as collateral?
What if my Denver business was declined by a bank or SBA?
Are you a hard money lender in Denver?
Do you serve the wider Denver metro and Front Range?
Get started
Need capital in Denver?
Tell us about your deal and you’ll hear from a real person, typically within 24 hours — with a straight answer, not an automated maybe.