Bridge capital for small businessSpeak with our team: (775) 997-8199

Aurora, CO · Adams County

Secured business loans in Aurora, Colorado

BuildUp Capital lends $250K–$5M against real estate in Aurora, with a term sheet in under 5 business days. As Denver's largest neighbor and home to the Anschutz medical campus, Aurora pairs healthcare strength with logistics access near DIA.

Get a term sheet See loan programs

$250K–$5MLoan size

< 5 daysTo a term sheet

< 10 daysTo close

9 statesWhere we lend

The Aurora market

Aurora's healthcare anchor, proximity to Denver International Airport, and growing industrial base drive demand for medical-office, flex, and mixed-use real estate. Bridge capital keeps time-critical deals here on schedule.

We fund acquisitions, expansions, and refinances against Aurora-area real estate, including cross-collateralized structures.

Key Aurora industries we lend to: Healthcare (Anschutz) · Logistics · Aerospace · Retail · Mixed-use.

Loan programs

How we lend in Aurora

Bridge loansShort-term capital secured by real estate, structured around a clear exit.Learn more →Fix & flip loansBuy, renovate, and resell — underwritten on the project and the after-repair value.Learn more →Acquisition financingBuy a business — close on the seller’s deadline, then refinance.Learn more →Cross-collateralized loansUse multiple properties to secure one loan — what banks decline for complexity.Learn more →Second-lien loansRaise capital behind a low-rate first mortgage without refinancing it.Learn more →Refinance & partner buyoutRetire maturing debt or buy out a partner, secured by real estate.Learn more →Asset-based lendingBorrow against what you own — real estate or business assets, not your credit score.Learn more →Declined by the bank?A bank or SBA “no” is usually about complexity or timing — not your business.Learn more →

By program

Loan programs in Aurora

What we lend on

The parameters in Aurora

Loan size$250K – $5M

Term6 – 18 months

Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing

Fees1 – 4%Origination fee, disclosed up front · 1% referral fee

Speed<10 daysTerm sheet in under 5 business days

CollateralCommercial / ResidentialReal estate with proven market demand

Lien positionFirst or secondCross-collateralization available

GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Many Aurora borrowers start by searching "hard money lender." We're a private bridge lender — comparable terms, more partnership-oriented underwriting, and a close in under 10 days.

Own real estate in Aurora and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

How it works

From inquiry to funded

Submit

Send your Aurora deal summary — the property, the amount, and your timeline. Ten minutes, no paperwork marathon.

We respond

A real person calls within 24 hours. Straight questions, straight answers.

Term sheet

A term sheet in under 5 business days — transparent pricing, no bait-and-switch.

Funded

Close in under 10 days. We plan your exit from day one.

Why BuildUp

Why Aurora operators choose us

Not a loan-to-own shop. We structure every loan around your exit and only fund deals we believe will succeed.
A person within 24 hours. No call center, no automated maybe — a real answer, fast.
Speed that wins deals. Term sheet in under 5 business days, closed in under 10 — fast enough for most Aurora deadlines.
Skin in the game. We invest at least 10% of our own capital in every loan we make.
Transparent pricing. 10–18% priced to the risk, with the fees on the table — no surprises at closing.
Deals banks won't touch. Complex entities, cross-collateral, and financials that need interpretation — complexity isn't weakness.

Common questions

Aurora financing questions

Do you lend in Aurora, Colorado?

Yes. BuildUp Capital lends across Colorado, including Aurora and the rest of Adams County, against commercial or residential real estate — business-purpose loans from $250,000 to $5,000,000.

How fast can you fund a loan in Aurora?

Fast: a term sheet in under 5 business days and funding in under 10. Speed in Aurora comes from preparation, not skipped steps.

Do you have a physical office in Aurora?

We're online and statewide, not a storefront in Aurora. That's how we move faster than a local bank while still underwriting every deal by hand.

Can I use Aurora commercial or residential property as collateral?

Commercial or residential — both work. Aurora-area real estate can secure the loan, including cross-collateralized structures across several properties.

What if my Aurora business was declined by a bank or SBA?

Often, yes. A bank "no" in Aurora is usually about a checklist, not your business — and complex, time-critical deals are exactly what we underwrite.

Are you a hard money lender in Aurora?

No — we're a private bridge lender. Hard money lenders underwrite collateral alone; we weigh the business and the exit too, and we invest our own capital in every loan.

Do you finance medical-office or logistics property in Aurora?

Yes. Aurora's medical-office and logistics assets are a strong fit when secured by real estate with proven demand.

Get started

Need capital in Aurora?

Tell us about your deal and you’ll hear from a real person within 24 hours — with a straight answer, not an automated maybe.

Get a term sheet Call (775) 997-8199

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