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Colorado Springs, CO · El Paso County

Cross-collateralized loans in Colorado Springs, CO

Cross-collateralized loans from BuildUp Capital in Colorado Springs are a single loan secured by two or more properties — the structure banks decline for complexity, not credit, sized from $250,000 to $5,000,000 and secured by commercial or residential real estate in Colorado. We issue a term sheet in under 5 business days and close in under 10.

$250K–$5MLoan size
< 5 daysTo a term sheet
< 10 daysTo close
9 statesWhere we lend

When no single local property fully covers the loan you need, combining several can — and that complexity is exactly what we underwrite. Because we invest our own capital in every loan, a term sheet from us in Colorado Springs means the deal is getting done — and we'd rather tell you straight if the numbers don't work.

Colorado Springs's defense & aerospace, healthcare, and tourism economy keeps commercial and investment real estate in demand across the area. When the collateral is Colorado real estate and the deal has a clear exit, cross-collateralized loans secured by that property is how owners and investors move faster than a conventional process allows.

Key Colorado Springs industries we lend to: Defense & aerospace · Healthcare · Tourism · Construction · Retail.

See how cross-collateralized loans work, end to end →

What we lend on

The parameters in Colorado Springs

Loan size$250K – $5M
Term6 – 18 months
Rates10 – 18%Transparent, risk-based pricing — no hidden fees, no surprises at closing
Fees1 – 4%Origination fee, disclosed up front · 1% referral fee
Speed<10 daysTerm sheet in under 5 business days
CollateralCommercial / ResidentialReal estate with proven market demand
Lien positionFirst or secondCross-collateralization available
GeographyTX · CO · UT · NVMarkets we know firsthand

Our rates reflect short-term bridge capital. Most of our borrowers refinance into long-term debt within 18 months — often back at their bank. We plan that exit with you from day one.

Own real estate in Colorado Springs and need capital? Get an instant read on fit — see if your deal qualifies → (60 seconds, no contact info needed), or get a term sheet →.

Common questions

Cross-collateralized loans in Colorado Springs — common questions

Do you offer cross-collateralized loans in Colorado Springs, CO?
Yes. We provide cross-collateralized loans of $250,000–$5,000,000 secured by commercial or residential real estate in Colorado Springs and across Colorado, with a term sheet in under 5 business days and closing in under 10.
Can I use two or more properties as collateral for one loan?
Yes. We routinely structure cross-collateralized loans where multiple properties or assets secure a single loan, letting us size the loan to the business rather than to one asset.
Why do banks decline cross-collateralized deals?
Usually for complexity, not credit. Multiple liens, multiple titles, and mixed asset types fall outside a standard credit box — which is precisely the complexity we’re built to underwrite.
Do you lend on properties throughout El Paso County?
Yes — Colorado Springs and the surrounding El Paso County. Commercial or residential real estate in Colorado can secure the loan.

Cross-collateralized loans in other metros

Other loan programs in Colorado Springs

See all lending in Colorado Springs

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